Senior Consumer Credit Strategy Oversight Lead

Fayette Chamber of Commerce; Atlanta (GA); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life insurance

Disability

Accidental death and dismemberment

Tax-preferred savings accounts

401k plan

Vacation days (10+).

Sick days (10).

Paid holidays

Pension plan

Restricted stock units

Deferred compensation plan

Job summary

Truist Financial Corporation in the United States seeks an experienced risk professional to independently review and challenge credit decision strategies across Consumer Lending products, establishing governance frameworks and control limits to measure credit performance and align with risk appetite.

You will participate in risk governance forums, manage consumer credit policies, coordinate with business units, and train teams on policy interpretation while monitoring asset quality and staying

Qualifications

• Bachelor's degree or equivalent in business, finance, or a related field.
• 7 years of credit-related experience including underwriting and credit approval.
• 7+ years in consumers, small business, credit cards, mortgages and wealth products.
• Consumer risk and regulatory knowledge.
• Strategic thinking, multi-tasking and change management.
• Advanced quantitative, governance and analytic abilities.
• Strong decision making and communication skills.

Responsibilities

• Develop and implement credit policies, guidelines and procedures.
• Promote consistent credit culture and risk appetite across the organization.
• Provide oversight to BU leaders to ensure asset quality and manage risk.
• Perform independent credit risk assessments and provide feedback.
• Manage loan/operational systems of record and conduct control assessments.
• Monitor delinquent assets and coordinate with loss mitigation and Default Management.
• Provide analytical input on product guidelines and performance.
• Support policy training and communications.
• Assist in committee presentations with independent analysis.
• Coach BU teammates and stay current on laws and market trends.
• Ensure compliance with regulatory requirements and best practices.

Skills

Credit risk assessment

Governance frameworks

Quantitative analysis

Policy development

Stakeholder collaboration

Communication skills

Education

Bachelor's degree in Business/Finance

Master's degree preferred

Job description

Truist Financial Corporation in the United States seeks an experienced risk professional to independently review and challenge credit decision strategies across Consumer Lending products, establishing governance frameworks and control limits to measure credit performance and align with risk appetite.

You will participate in risk governance forums, manage consumer credit policies, coordinate with business units, and train teams on policy interpretation while monitoring asset quality and staying