Senior Commercial Underwriter — Strategic Credit Analyst

Prosperity Bank; Houston (TX); On-site; USD 70,000 - 90,000; Full time

Job summary

Prosperity Bank in Houston is seeking a qualified Credit Analyst to perform quantitative and qualitative underwriting for commercial loan requests. You will work closely with commercial lending officers to understand risks and structure loans to mitigate them.

Responsibilities include analyzing financial statements and industry risk, preparing loan presentations, reviewing credit issues with borrowers, and presenting recommendations to loan committees.

Qualifications

• College degree in business or equivalent and 3+ years of related banking experience.
• Proficient in Microsoft Word, Excel, and PowerPoint.

Responsibilities

• Analyze client financial statements, spreads, and ratios and assess industry/econonomic risks impacting loan repayment.
• Collaborate with borrowers and loan officers to obtain information and address credit issues.
• Structure loans within policy to mitigate risk and present clear loan terms.

Skills

Credit analysis

Underwriting

Financial statements

Presentation skills

Industry analysis

Risk mitigation

Confidentiality

Multitasking

Education

Bachelor's degree in business or equivalent

Tools

Microsoft Word

Excel

PowerPoint

Job description

Prosperity Bank in Houston is seeking a qualified Credit Analyst to perform quantitative and qualitative underwriting for commercial loan requests. You will work closely with commercial lending officers to understand risks and structure loans to mitigate them.

Responsibilities include analyzing financial statements and industry risk, preparing loan presentations, reviewing credit issues with borrowers, and presenting recommendations to loan committees.