Senior Commercial Underwriter: Lead Risk & Growth

Argo Group; City of Albany (NY); On-site; USD 75,000 - 115,000; Full time

Job summary

Farm Family in Albany, NY, seeks a Senior Commercial Underwriter to independently evaluate, underwrite, and manage complex commercial risks in alignment with profitability objectives. This role requires extensive underwriting experience, strong judgment, and market awareness to assess risk quality, coverage terms, and pricing.

You will mentor junior underwriters, collaborate with agents and internal teams, and handle a diverse portfolio while ensuring compliance with regulations and company

Qualifications

• Six to eight years of underwriting experience or equivalent industry knowledge.
• Strong written and verbal communication skills; ability to explain underwriting decisions clearly.
• Experience mentoring or coaching less experienced underwriters.

Responsibilities

• Review and assess new business, renewals, endorsements, and cancellations across applicable commercial lines.
• Apply classifications, coverage forms, endorsements, deductibles, and limits based on exposure analysis.
• Ensure policy terms, conditions, and pricing comply with filed rates, rules, state regulations, and company standards.
• Document underwriting decisions clearly in underwriting systems and maintain records.
• Negotiate terms within authority to balance profitability and competitiveness.
• Build relationships with agents, brokers, and internal stakeholders.
• Manage assigned book of business to support profitability, growth, and retention goals.
• Mentor and guide other underwriters on advanced or complex risks.

Skills

Underwriting

Communication

Mentoring

Education

Associate or Bachelor's degree preferred

Job description

Farm Family in Albany, NY, seeks a Senior Commercial Underwriter to independently evaluate, underwrite, and manage complex commercial risks in alignment with profitability objectives. This role requires extensive underwriting experience, strong judgment, and market awareness to assess risk quality, coverage terms, and pricing.

You will mentor junior underwriters, collaborate with agents and internal teams, and handle a diverse portfolio while ensuring compliance with regulations and company