Senior Commercial Underwriter — Large-Credit Loans

First Financial Bank; Indianapolis (IN); Vor Ort; USD 107.000 - 143.000; Vollzeit

Zusammenfassung

First Financial Bank in Indianapolis seeks a seasoned Credit Underwriter to assess large commercial loans and manage credit risk for the Oak Street Lines of Business. You will review loan applications, analyze financial statements, determine conformance with Lending Policy, and prepare memos for loan approval discussions with senior leadership and the Loan Committee.

The ideal candidate has 7–10 years of credit underwriting or commercial lending experience, a degree in

Qualifikationen

• Requires at least 7-10 years of credit underwriting and/or Commercial Lending Experience with emphasis and experience in underwriting commercial relationships at $5MM and greater.
• Proficiency in mathematical concepts and applying them to practical situations.
• Knowledge of advanced accounting principles and techniques.
• Seven or more years of related experience; Bachelor's degree in a relevant field; Master's degree encouraged but not required.

Aufgaben

• Perform financial analysis, risk assessment, and detailed due diligence for commercial loans.
• Review loan applications and analyze standard credit information to assess creditworthiness.
• Prepare credit memos and present recommendations to leadership and Loan Committee.
• Coordinate on-site due diligence and manage collateral evaluation; assist in closing processes.
• Provide training or supervision to junior underwriters as needed.

Kenntnisse

Credit underwriting

Commercial lending

Financial analysis

Communication skills

Mathematical concepts

Ausbildung

Bachelor's degree in Accounting, Finance, Economics, Business Administration or equivalent

Master's degree in Business (encouraged)

Jobbeschreibung

First Financial Bank in Indianapolis seeks a seasoned Credit Underwriter to assess large commercial loans and manage credit risk for the Oak Street Lines of Business. You will review loan applications, analyze financial statements, determine conformance with Lending Policy, and prepare memos for loan approval discussions with senior leadership and the Loan Committee.

The ideal candidate has 7–10 years of credit underwriting or commercial lending experience, a degree in