Senior Commercial Underwriter: Complex Credit Risk

First Financial Bank; Cincinnati (OH); Vor Ort; USD 74.000 - 100.000; Vollzeit

Benefits dieser Stelle

Comprehensive benefits

Bonus eligibility

Zusammenfassung

First Financial Bank in Cincinnati, OH seeks an experienced Commercial Underwriter III to evaluate and underwrite complex commercial relationships. You will assess risk, conduct financial statement analysis, and support underwriting decisions while ensuring compliance with policies and regulations.

The role requires advanced underwriting knowledge, strong decision-making, and the ability to manage a high-value portfolio with minimal supervision.

Qualifikationen

• Bachelor’s degree in Accounting, Finance, Economics, or Business Administration.
• Up to five (5) years of credit underwriting experience.
• Proficiency in mathematical concepts and advanced accounting principles, including the ability to spread financial statements.
• Strong interpersonal and communication skills.

Aufgaben

• Perform financial analysis and risk assessment for the commercial credit portfolio, including C&I underwriting and private equity funds, with client credit exposure up to $100 million.
• Review and analyze commercial loan requests to assess client creditworthiness and structure loans per lending policy.
• Maintain ongoing communication with all parties on request transactions.
• Spread financial statements using bank spreading tools and prepare cash flow and risk rating assessments.
• Prepare credit memos for new and existing client annual review requests, including those presented to Senior Credit Committee.
• Lead the preparation of periodic portfolio reports assessing ongoing risk through pipeline management.
• Support the client annual review process by managing the existing client annual review pipeline.

Jobbeschreibung

First Financial Bank in Cincinnati, OH seeks an experienced Commercial Underwriter III to evaluate and underwrite complex commercial relationships. You will assess risk, conduct financial statement analysis, and support underwriting decisions while ensuring compliance with policies and regulations.

The role requires advanced underwriting knowledge, strong decision-making, and the ability to manage a high-value portfolio with minimal supervision.