Senior Commercial Underwriter – Growth & Leadership

MMG Insurance; Portsmouth (NH); Hybride; USD 90 000 - 130 000; Plein temps

Résumé du poste

MMG Insurance is seeking an experienced Senior Commercial Underwriter to play a key role in profitable growth and management of our Commercial Lines book. This hybrid role is based in our Portsmouth, NH office and reports to the Commercial Lines Manager, offering collaboration with agents and internal teams.

The role requires 6+ years of underwriting experience across complex commercial risks, with knowledge of Property, General Liability, Auto, BOP, CPP, Inland Marine, and Umbrella.

Qualifications

• Bachelor's degree or equivalent experience preferred.
• 6+ years of Commercial Lines underwriting experience, including complex commercial risks.
• Strong knowledge of commercial insurance coverages: Property, General Liability, Auto, BOP, CPP, Inland Marine, Umbrella/Excess Liability.

Responsabilités

• Underwrite and manage complex new and renewal commercial accounts within underwriting authority.
• Analyze financial statements, loss history, operations, industry exposures, and risk characteristics to make sound underwriting decisions.
• Determine appropriate pricing, coverages, deductibles, limits, and policy terms.
• Provide technical guidance, mentorship, and support to underwriting staff on complex underwriting issues.
• Build and maintain strong relationships with agency partners to drive profitable growth and deliver exceptional service.
• Negotiate underwriting terms and coverage solutions with agents and brokers.
• Monitor territory and portfolio performance, including growth, retention, loss ratio, rate achievement, and underwriting quality.
• Review underwriting audits, claims activity, and coverage issues to identify trends and improvement opportunities.
• Collaborate with Claims, Marketing, Risk Control, Product, and other internal teams to support underwriting excellence and business objectives.
• Participate in agency reviews, book-of-business reviews, underwriting initiatives, training programs, and operational projects.
• Research market conditions, industry trends, and emerging risks to support profitable growth strategies.
• Travel periodically for agency visits, meetings, industry events, and training opportunities.

Connaissances

Underwriting

Portfolio management

Agency relations

Negotiation

Analytical skills

Mentoring

Leadership

Communication

Formation

Bachelor's degree or equivalent experience

Description du poste

MMG Insurance is seeking an experienced Senior Commercial Underwriter to play a key role in profitable growth and management of our Commercial Lines book. This hybrid role is based in our Portsmouth, NH office and reports to the Commercial Lines Manager, offering collaboration with agents and internal teams.

The role requires 6+ years of underwriting experience across complex commercial risks, with knowledge of Property, General Liability, Auto, BOP, CPP, Inland Marine, and Umbrella.