Senior Commercial Portfolio Manager - Risk & Structuring

Fifth Third Bank; Detroit (MI); On-site; USD 120,000 - 160,000; Full time

Job summary

Fifth Third Bank in Detroit, MI seeks a Senior Portfolio Manager to oversee a complex commercial banking portfolio. You will perform financial analysis, assess risk, and interact with Relationship Managers and Credit Risk throughout the deal lifecycle.

You will lead underwriting, risk rating, and due diligence efforts, ensuring regulatory and policy compliance while driving favorable customer outcomes and portfolio performance insights. The role requires senior-level collaboration across teams.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• 8+ years of experience in commercial banking, portfolio management, underwriting or related.
• Subject matter expert level understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation.
• Strong risk judgment to manage complex and higher-risk portfolios.
• Excellent interpersonal and communication skills; ability to collaborate with business and risk partners.

Responsibilities

• Maintain an independent, forward-looking view of client creditworthiness and communicate risk perspectives.
• Monitor deals and approve renewals, modifications or exits as appropriate.
• Analyze historical financials and projections for accurate risk ratings and trends.
• Manage underwriting, approval and documentation for transactions and ancillary products.
• Review credit decisions, interpret policy, and escalate high-risk requests as needed.
• Ensure compliance with internal policies and regulatory guidelines.
• Lead or participate in portfolio management improvements and system enhancements.
• Provide coaching and feedback to junior Credit Analysts.

Skills

Financial analysis

Risk judgment

Credit risk

Communication

Portfolio management

Education

Bachelor's degree in Finance, Business Administration, or related field

Job description

Fifth Third Bank in Detroit, MI seeks a Senior Portfolio Manager to oversee a complex commercial banking portfolio. You will perform financial analysis, assess risk, and interact with Relationship Managers and Credit Risk throughout the deal lifecycle.

You will lead underwriting, risk rating, and due diligence efforts, ensuring regulatory and policy compliance while driving favorable customer outcomes and portfolio performance insights. The role requires senior-level collaboration across teams.