Senior Commercial Portfolio Risk Manager

Fifth Third; Indianapolis (IN); On-site; USD 97,000 - 208,000; Full time

Job summary

Fifth Third Bank in Indianapolis, IN is seeking a Senior Commercial Portfolio Manager to lead credit risk oversight across a complex portfolio. You will collaborate with Relationship Managers and Credit Risk to structure deals, determine risk ratings, and ensure compliance with policies and regulatory guidelines.

The role requires 8+ years in commercial banking or portfolio management, deep expertise in credit analysis and underwriting, and strong communication to drive risk-aware decisions

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• 8+ years of experience in commercial banking, portfolio management, underwriting or related discipline
• Subject matter expert level understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation
• Strong risk judgment with ability to manage complex and higher-risk portfolios
• Excellent interpersonal and communication skills with the ability to collaborate with business and risk partners

Responsibilities

• Maintain an independent, current and forward-looking view of the creditworthiness of each client and communicate risk perspectives clearly to business and risk partners
• Perform ongoing monitoring and periodic deal reviews; approve or recommend renewal, modification or exit decisions as appropriate
• Analyze historical financials and projections to ensure accurate risk ratings and early identification of industry and company trends
• Manage the underwriting, approval and documentation process for transactions, including new money, renewals, extensions, amendments, waivers, and ancillary products
• Review and recommend credit decisions and escalate non-standard or higher-risk requests as appropriate
• Lead portfolio reviews and deliver risk insights to senior management; ensure accuracy of system records and compliance with policies

Job description

Fifth Third Bank in Indianapolis, IN is seeking a Senior Commercial Portfolio Manager to lead credit risk oversight across a complex portfolio. You will collaborate with Relationship Managers and Credit Risk to structure deals, determine risk ratings, and ensure compliance with policies and regulatory guidelines.

The role requires 8+ years in commercial banking or portfolio management, deep expertise in credit analysis and underwriting, and strong communication to drive risk-aware decisions