Senior Commercial Portfolio Loan Officer

TD Bank Group; Flemington (NJ); On-site; USD 91,000 - 136,000; Full time

Job summary

TD Bank Group in Mount Laurel, NJ is seeking a Commercial Portfolio Loan Officer III to provide underwriting, credit risk oversight, and portfolio management for complex commercial lending relationships. The role focuses on Special Mention and Classified-rated borrowers and supports sound credit decisions and risk mitigation.

The position requires 4 year degree or equivalent experience and 5+ years of related experience, with strong communication and client relationship skills.

Qualifications

• 4 year degree or equivalent experience.
• 5+ years related experience.
• In-depth understanding of commercial credit decision process.
• Demonstrates credit, financial analysis and accounting skills.
• In-depth knowledge of commercial legal and regulatory guidelines.
• Proven Customer service and relationship management skills, including demonstrated track record of building and expanding Customer relationships.
• Demonstrates attention to detail.
• Supervisory skills.
• Demonstrated communication skills, both verbal and written.
• Proficient PC skills.

Responsibilities

• Administers and monitors large portfolio of large, complex commercial loans.
• Personally manages loan relationships with in the group.
• Ensures accuracy and maintenance of Customer records and files and updates information as needed.
• Prepares more in-depth management reports summarizing portfolio activity.
• Pays specific attention to credit administration, exception and risk management based on common metrics.
• Administers existing loans to ensure complete conformity with terms and adequacy of documentation.
• Coordinates with credit department and performs more in-depth financial analyses and credit investigations to make credit decisions on line extensions and other loans.
• Visits Customers independently and with commercial loan officers to maintain strong business relationships.
• Is assigned own accounts and/or share account management responsibilities with commercial loan officers.

Skills

Credit analysis

Relationship management

Regulatory knowledge

Communication skills

Attention to detail

Supervisory skills

Financial analysis

PC skills

Education

4 year degree or equivalent experience

5+ years related experience

Job description

TD Bank Group in Mount Laurel, NJ is seeking a Commercial Portfolio Loan Officer III to provide underwriting, credit risk oversight, and portfolio management for complex commercial lending relationships. The role focuses on Special Mention and Classified-rated borrowers and supports sound credit decisions and risk mitigation.

The position requires 4 year degree or equivalent experience and 5+ years of related experience, with strong communication and client relationship skills.