Senior Commercial Credit Review Examiner II

TD; Mount Laurel Township (NJ); On-site; USD 100,000 - 150,000; Full time

Job summary

TD Bank, Mount Laurel, NJ is seeking an experienced Loan Review Commercial Examiner II to independently review borrower files within commercial loan portfolios. The role focuses on underwriting adequacy, documentation, risk ratings, and adherence to regulatory guidance.

The position requires a bachelor’s degree in business or related field and a minimum of 5 years in commercial credit experience, with strong communication skills and the ability to collaborate with LOB partners.

Qualifications

• Bachelor's degree in business or related field required, strong preference for Finance/Accounting
• Minimum of 5 years commercial credit experience in loan review or related areas
• Strong knowledge of Commercial lending and credit analysis desired
• Excellent verbal and written communication skills required
• Ability to compile data and present review findings to management

Responsibilities

• Conduct independent reviews of borrowers across Commercial loan portfolios to assess underwriting adequacy and risk
• Interpret regulatory feedback and apply bank policies and credit standards
• Assess repayment capacity, management capability, covenants, legal documentation, and industry risk
• Provide risk rating assessments to support Expected Loss determinations
• Produce workpapers for internal and external presentations and manage workflow per department standards
• Assist in developing job aids and mentor other examiners

Skills

Commercial credit analysis

Credit risk assessment

Regulatory understanding

Communication skills

Team collaboration

Education

Bachelor's degree in business or related field

Tools

Microsoft Office

Job description

TD Bank, Mount Laurel, NJ is seeking an experienced Loan Review Commercial Examiner II to independently review borrower files within commercial loan portfolios. The role focuses on underwriting adequacy, documentation, risk ratings, and adherence to regulatory guidance.

The position requires a bachelor’s degree in business or related field and a minimum of 5 years in commercial credit experience, with strong communication skills and the ability to collaborate with LOB partners.