Lead Commercial Credit Underwriter

TD Bank Group (TD); Boston (MA); On-site; USD 60,000 - 96,000; Full time

Job summary

TD Bank is seeking a Commercial Credit Underwriter III to analyze, underwrite, and may act as final decision authority on commercial loan applications, following sound lending practices and regulatory requirements. Responsible for financial analysis of less complex loans, industries, and customers.

The role emphasizes mentoring, collaboration, and adherence to credit policy to support timely loan closings while maintaining credit quality and compliance across the underwriting team.

Qualifications

• Undergraduate degree preferred and strong analytical abilities.
• 8+ years of relevant Commercial lending experience required.
• Proven analytical, research, and communication skills are essential.
• Experience with SBA/Agency lending is a plus.

Responsibilities

• Underwrites loans and performs financial analysis for commercial borrowers.
• Mentors and develops underwriting staff.
• Ensures compliance with policy, regulations, and reporting requirements.
• Delivers timely loan decisions within authority limits.

Skills

Analytical skills

Research skills

Communication skills

Problem solving

Team oriented

Education

Undergraduate degree preferred

8+ years of Commercial lending experience

Small Business Administration/Agency experience preferred

Tools

Word processing

Spreadsheet software

Job description

TD Bank is seeking a Commercial Credit Underwriter III to analyze, underwrite, and may act as final decision authority on commercial loan applications, following sound lending practices and regulatory requirements. Responsible for financial analysis of less complex loans, industries, and customers.

The role emphasizes mentoring, collaboration, and adherence to credit policy to support timely loan closings while maintaining credit quality and compliance across the underwriting team.