Senior Commercial Loan Portfolio Manager

Southlakechamber; Grapevine (TX); Vor Ort; USD 90.000 - 130.000; Vollzeit

Zusammenfassung

NBT Financial Bank in Grapevine, TX seeks a Loan Portfolio Manager II to provide independent portfolio management, credit administration, and underwriting support for commercial lending relationships in assigned markets.

You will partner with lending officers and market leadership to support portfolio quality, annual reviews, covenant monitoring, and the credit approval process while engaging in community involvement in the markets served.

Qualifikationen

• Bachelor's degree in Finance, Accounting, Business, or related field.
• Minimum five years of commercial banking experience.
• Minimum three years in commercial credit analysis, underwriting, portfolio management.
• Experience with commercial real estate, construction lending, equipment finance, lines of credit, and owner-occupied lending.
• Demonstrated ability to independently manage commercial credit relationships and annual review responsibilities.

Aufgaben

• Provide portfolio management and credit administration support for commercial lending relationships within assigned markets.
• Partner with lending officers and market leadership to monitor portfolio performance, identify developing credit concerns, and maintain portfolio quality.
• Complete annual reviews, renewals, modifications, and portfolio maintenance activities.
• Ensure timely collection and review of required borrower financial reporting.
• Monitor covenant compliance and document exceptions.
• Manage loan exceptions and ensure timely resolution.
• Review collateral inspections, evaluations, appraisals, environmental reports, and other due diligence requirements.
• Work maturing loans in advance to ensure timely renewal, modification, or payoff.
• Assist with criticized, classified, and watch list relationships
• Coordinate with lending officers to maintain portfolio quality and compliance.

Kenntnisse

Portfolio management

Credit analysis

Underwriting

Financial statement analysis

Regulatory understanding

Communication skills

Team leadership

Ausbildung

Bachelor's degree in Finance/Accounting/Business

Minimum five years of commercial banking experience

Minimum three years in commercial credit analysis/underwriting/portfolio management

Tools

Bank systems

Financial analysis software

MS Office

Jobbeschreibung

NBT Financial Bank in Grapevine, TX seeks a Loan Portfolio Manager II to provide independent portfolio management, credit administration, and underwriting support for commercial lending relationships in assigned markets.

You will partner with lending officers and market leadership to support portfolio quality, annual reviews, covenant monitoring, and the credit approval process while engaging in community involvement in the markets served.