Senior Loan Portfolio Manager — Commercial Banking

NBT Financial Bank; Fort Worth (TX); Presencial; USD 90.000 - 130.000; Jornada completa

Descripción de la vacante

The Loan Portfolio Manager II at NBT Financial Bank provides independent portfolio management, credit administration, and underwriting support for commercial lending relationships. This role partners with lending officers and market leadership to maintain portfolio quality and support annual reviews, covenant monitoring, and credit approval processes.

It serves as a key resource across credit administration, loan operations, and relationship management, contributing to customer service and

Formación

• Strong analytical, organizational, and problem-solving skills.
• Ability to independently manage multiple priorities and deadlines.
• Exceptional customer service and relationship management skills.
• Strong verbal and written communication skills.
• Ability to analyze and interpret tax returns, financial statements, cash flow analyses, and related financial information.
• Strong understanding of commercial lending structures, collateral analysis, covenant monitoring, and credit administration.
• Working knowledge of banking policies, procedures, laws, and regulations.
• Proficiency in bank systems, financial analysis software, and Microsoft Office applications.

Responsabilidades

• Provide portfolio management and credit administration support for commercial lending relationships within assigned markets.
• Partner with lending officers and market leadership to monitor portfolio performance, identify developing credit concerns, and maintain portfolio quality.
• Complete annual reviews, renewals, modifications, and portfolio maintenance activities.
• Ensure timely collection and review of required borrower financial reporting.
• Monitor covenant compliance, document exceptions, and assist with timely resolution.
• Review collateral inspections, evaluations, appraisals, environmental reports, and other due diligence requirements.
• Manage maturing loans to ensure timely renewal, modification, or payoff.
• Assist with criticized, classified, and watch list relationships.
• Coordinate with lending officers to maintain portfolio quality and compliance.

Conocimientos

Portfolio management

Credit analysis

Underwriting

Relationship management

Financial reporting

Covenant monitoring

Credit administration

Customer service

Leadership/training

Educación

Bachelor’s degree in Finance/Accounting/Business

Herramientas

Microsoft Office

Banking systems

Descripción del empleo

The Loan Portfolio Manager II at NBT Financial Bank provides independent portfolio management, credit administration, and underwriting support for commercial lending relationships. This role partners with lending officers and market leadership to maintain portfolio quality and support annual reviews, covenant monitoring, and credit approval processes.

It serves as a key resource across credit administration, loan operations, and relationship management, contributing to customer service and