Senior Commercial Lender & Relationship Lead

SB Financial Group; Angola (IN); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Up to 30% quarterly incentives

Job summary

State Bank is seeking a Commercial Loan Officer to develop and manage complex loan relationships and drive service and production goals within the Commercial Services Department. The role emphasizes strong credit analysis and client service.

The candidate will solicit new business, analyze financial data, structure loan terms, and present requests to the loan committee, while building long-term client relationships across the bank's service area. Travel may be required.

Qualifications

• Bachelor’s degree in Finance, Business, Economics, or related field preferred.
• Minimum of five (5) years in business lending, commercial banking, or related roles.
• Proficient reading, writing, grammar, and mathematical skills.
• Strong interpersonal, communication, and consultative sales skills.
• Thorough knowledge of banking products and services.
• Knowledge of bank operating policies impacting commercial lending.
• Strong financial analysis and credit evaluation skills.
• Ability to build and maintain long-term customer relationships.
• Effective time-management and organizational skills.
• Valid driver’s license and ability to travel within the Bank’s service area.

Responsibilities

• Develops and manages commercial loan relationships, achieving service and production goals.
• Solicits new business from existing and prospective customers; interviews loan applicants.
• Provides timely sales and activity information for reports.
• Monitors sales performance and reviews results with supervisor.
• Serves on the bank's sales team and participates in joint or group sales calls.
• Maintains knowledge of banking products to identify customer needs and solutions.
• Collects and analyzes financial, credit, and related information; structures loan terms; approves loans within authority; serves related services.
• Prepares and presents loan requests to loan committee.
• Assists customers in obtaining services from other departments and resolves inquiries.
• Maintains records of customer contacts, meetings, and loan activity.
• Coordinates tasks to ensure efficient operations and proper segregation of duties.

Skills

Reading and writing

Interpersonal skills

Consultative sales

Banking product knowledge

Regulatory awareness

Financial analysis

Credit evaluation

Relationship building

Time management

Travelling

Education

Bachelor's degree in Finance/Business/Economics

Tools

Driver's license

Job description

State Bank is seeking a Commercial Loan Officer to develop and manage complex loan relationships and drive service and production goals within the Commercial Services Department. The role emphasizes strong credit analysis and client service.

The candidate will solicit new business, analyze financial data, structure loan terms, and present requests to the loan committee, while building long-term client relationships across the bank's service area. Travel may be required.