Senior Commercial Lender - Growth & Impact

State Bank; Angola (IN); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Quarterly incentives (up to 30% of the

Annual wage incentives

Job summary

State Bank in the United States is seeking a Commercial Loan Officer to build and manage commercial loan relationships, aligning with the bank's annual operating plan and delivering strong customer service.

This role requires at least five years in business lending or commercial banking, a bachelor’s degree in finance or related field, and proven ability to analyze financial statements, negotiate terms, and develop long-term client partnerships; travel within the bank’s service area is expected.

Qualifications

• Bachelor’s degree in Finance, Business, Economics, or a related field preferred
• Minimum of five (5) years of experience in business lending, commercial banking, or related office/management roles
• Proficient reading, writing, grammar, and mathematical skills
• Strong interpersonal, communication, and consultative sales skills
• Thorough knowledge of banking products and services
• Working knowledge of bank operating policies and procedures impacting commercial lending
• Strong financial analysis and credit evaluation skills; ability to build and maintain long-term customer relationships

Responsibilities

• Develops and manages the Bank’s commercial and industrial loan relationships, the largest and most complex, to meet annual objectives
• Solicits new business from existing and prospective customers and maintains ongoing client relationships
• Prepares loan requests and presents them to loan committee
• Maintains records of customer contacts, meetings, and loan activity
• Ensures compliance with lending policies and regulatory requirements
• Provides leadership and guidance to Commercial Lenders and participates in community development activities

Skills

Interpersonal skills

Communication skills

Financial analysis

Credit evaluation

Customer relationships

Time management

Travel ability

Education

Bachelor’s degree in Finance

Bachelor’s degree in Business

Economics or related field education

Job description

State Bank in the United States is seeking a Commercial Loan Officer to build and manage commercial loan relationships, aligning with the bank's annual operating plan and delivering strong customer service.

This role requires at least five years in business lending or commercial banking, a bachelor’s degree in finance or related field, and proven ability to analyze financial statements, negotiate terms, and develop long-term client partnerships; travel within the bank’s service area is expected.