Senior Commercial General Liability Claims Adjuster

Sedgwick Claims Management Services Ltd; Florida; Hybrid; USD 70,000 - 110,000; Full time

Job summary

Sedgwick Claims Management Services Ltd in the United States seeks a Commercial General Liability Claims Adjuster to handle end-to-end complex third-party bodily injury and property damage claims under CGL policies. The role requires advanced coverage analysis, liability determination, litigation management, and risk transfer expertise across multi-jurisdictional exposures.

The adjuster will proactively manage claim outcomes, control loss costs, and ensure compliance with client service

Qualifications

• Bachelor’s degree or equivalent work experience.
• Minimum 5+ years of commercial general liability claims handling experience; litigated and construction-related claims preferred.
• Strong understanding of CGL coverage, policy interpretation, and jurisdictional differences.

Responsibilities

• Investigate and manage a full caseload of CGL claims, including premises liability, product liability, and construction-related losses.
• Analyze complex policy language, determine coverage applicability, and draft letters and denials as needed.
• Evaluate liability and damages using contracts, records, and medical information; establish reserves accordingly.
• Manage litigated files, coordinate with defense counsel, and participate in mediations and settlements.
• Negotiate settlements within delegated authority while balancing risk and cost.
• Identify, evaluate, and pursue risk transfer opportunities and subrogation potential.
• Maintain proactive client and stakeholder communication with status updates and reports.
• Ensure thorough documentation for audits and compliance with regulations.

Skills

CGL coverage knowledge

Coverage analysis

Liability determination

Litigation management

Risk transfer strategies

Negotiation

Client & stakeholder communication

Claims systems proficiency

Microsoft Office

Education

Bachelor’s degree or equivalent

Tools

Claims systems

Microsoft Office

Job description

Sedgwick Claims Management Services Ltd in the United States seeks a Commercial General Liability Claims Adjuster to handle end-to-end complex third-party bodily injury and property damage claims under CGL policies. The role requires advanced coverage analysis, liability determination, litigation management, and risk transfer expertise across multi-jurisdictional exposures.

The adjuster will proactively manage claim outcomes, control loss costs, and ensure compliance with client service