Senior General Liability Claims Adjuster

Sedgwick; Florida; On-site; USD 88,000 - 120,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k with matching

PTO (paid time off)

Disability insurance

Life insurance

Employee assistance program

Flexible spending or health savings

Job summary

Sedgwick is seeking a General Liability Adjuster in Florida to independently manage a full caseload of complex CGL claims, including bodily injury, property damage, and construction-related exposures. You will analyze policy language, determine coverage, and lead negotiations with carriers and defense counsel.

You will maintain reserves, coordinate with clients, and ensure compliance with regulatory and quality standards while delivering timely, accurate claim resolutions in a fast-paced

Qualifications

• Bachelor's degree or equivalent work experience.
• Adjuster licensing as required by jurisdiction(s).
• Minimum of 5+ years of commercial general liability claims handling experience; experience with litigated and construction-related claims strongly preferred.
• Strong understanding of CGL coverage, policy interpretation, and jurisdictional differences.
• Experience managing litigated claims and working with defense counsel.
• Knowledge of construction defect, additional insured coverage, and risk transfer strategies.
• Ability to assess liability, damages, and exposure in complex loss scenarios.
• Strong negotiation and settlement skills.
• Excellent written and verbal communication, including drafting coverage correspondence and client reports.
• Proficiency in claims systems and Microsoft Office applications.
• Demonstrated organization, attention to detail, and time management.
• Ability to work both independently and collaboratively in a fast-paced, team-driven environment.
• Proven ability to meet or exceed performance, quality, and compliance metrics.

Responsibilities

• Investigate and manage a full caseload of CGL claims, including premises liability, slip and fall, product liability, and construction-related losses.
• Drive timely claim resolution through proactive file management and diary practices.
• Analyze complex policy language to determine coverage applicability.
• Draft coverage position letters with appropriate reservations of rights and denials.
• Conduct liability investigations, review contracts and indemnity provisions, and assess exposure.
• Establish and adjust claim reserves based on developments.
• Manage litigated files, oversee defense counsel, and participate in mediations and settlements.
• Negotiate settlements within authority and assess settlement value by liability and venue.
• Identify and pursue risk transfer opportunities and subrogation potential.
• Maintain proactive communication with insureds, claimants, brokers, clients, and stakeholders.
• Ensure documentation and compliance with regulations and quality standards.

Skills

CGL coverage

Policy interpretation

Litigation experience

Negotiation

Communication

Claims systems

MS Office

Organization

Education

Bachelor's degree or equivalent

Tools

Claims systems

MS Office

Job description

Sedgwick is seeking a General Liability Adjuster in Florida to independently manage a full caseload of complex CGL claims, including bodily injury, property damage, and construction-related exposures. You will analyze policy language, determine coverage, and lead negotiations with carriers and defense counsel.

You will maintain reserves, coordinate with clients, and ensure compliance with regulatory and quality standards while delivering timely, accurate claim resolutions in a fast-paced