Senior Commercial Credit Underwriter

WesBanco, Inc.; Toledo (OH); On-site; USD 70,000 - 95,000; Full time

Job summary

WesBanco, Inc. in Ohio seeks a Commercial Credit Underwriter to actively underwrite commercial requests, modifications, and line of credit reviews. The role works with lending and administrative staff to meet department goals and regulatory requirements.

The candidate will interpret financial statements, assess credit risk, and ensure adherence to banking policies, with a focus on timely decisions and accurate documentation.

Qualifications

• Interprets financial statements and analyzes cash flow.

Responsibilities

• Performs credit underwriting for annual relationship reviews, line of credit renewals and loan modifications.
• Tests commercial loan covenants.
• Assesses credit worthiness and financial strength of applicants.
• Maintains knowledge of lending standards, banking laws and credit policies.
• Requests information to formulate credit decisions.
• Presents credit findings to management.
• Supports portfolio management data gathering and related projects.
• Performs other duties as assigned.

Skills

Financial statement analysis

Cash flow analysis

Credit underwriting

Loan covenant testing

Credit risk assessment

Regulatory knowledge

Communication skills

Education

Bachelor's degree in Accounting/Finance or related field

2+ years commercial credit underwriting experience

Tools

Microsoft Office

Banking software

Job description

WesBanco, Inc. in Ohio seeks a Commercial Credit Underwriter to actively underwrite commercial requests, modifications, and line of credit reviews. The role works with lending and administrative staff to meet department goals and regulatory requirements.

The candidate will interpret financial statements, assess credit risk, and ensure adherence to banking policies, with a focus on timely decisions and accurate documentation.