Commercial Credit Underwriter & Portfolio Analyst

WesBanco, Inc.; Fairmont (WV); On-site; USD 70,000 - 90,000; Full time

Job summary

WesBanco, Inc. is seeking an experienced credit underwriter to support underwriting of commercial requests, modifications, and periodic portfolio reviews.

You will work with lending and administrative staff to meet department goals while ensuring adherence to banking policies and regulatory requirements. The role requires analyzing financial statements, cash flows, and credit risk, and presenting findings to management for sound lending decisions.

Qualifications

• Minimum of two years of commercial credit underwriting and analysis.
• Bachelor's degree in Accounting, Finance, or related field preferred.
• Knowledge of banking regulations and policies preferred.

Responsibilities

• Underwrites commercial requests and amendments.
• Conducts line of credit and annual portfolio reviews.
• Analyzes financial statements and cash flows for credit decisions.
• Presents credit decisions to management with rationale.
• Collaborates with lending and administrative staff to meet dept. goals.
• Maintains compliance with banking laws and policies.

Skills

Statement analysis

Cash flow analysis

Credit underwriting

Loan covenant testing

Credit presentation

Data gathering

Attention to detail

Communication skills

MS Office

Banking software

Education

Bachelor's degree in Accounting/Finance

Tools

Banking software

Financial analysis software

Job description

WesBanco, Inc. is seeking an experienced credit underwriter to support underwriting of commercial requests, modifications, and periodic portfolio reviews.

You will work with lending and administrative staff to meet department goals while ensuring adherence to banking policies and regulatory requirements. The role requires analyzing financial statements, cash flows, and credit risk, and presenting findings to management for sound lending decisions.