Senior Commercial Credit Underwriter

WesBanco, Inc.; Carmel (IN); On-site; USD 70,000 - 100,000; Full time

Job summary

WesBanco, Inc. is seeking a Commercial Credit Underwriter to support underwriting for commercial requests, reviews, and loan modifications.

You will collaborate with lending and administrative staff to meet department goals, interpret financial statements, and assess creditworthiness in a regulated banking environment. Requirements include a bachelor's degree in accounting or finance and at least two years of commercial credit underwriting experience.

Qualifications

• Experience interpreting financial statements and assessing credit risk.
• Ability to perform cash flow and financial statement analysis.
• Underwriting for annual reviews, line renewals, and loan modifications.

Responsibilities

• Interpret financial statements and analyze cash flow and personal financial statements.
• Complete underwriting for annual reviews, line renewals, and loan modifications with minimal supervision.
• Test commercial loan covenants and assess credit worthiness and financial strength.
• Develop underwriting knowledge and understand lending standards, laws, and bank policies.
• Present creditworthiness and loan structure to management; support portfolio management projects.

Skills

Financial statement analysis

Cash flow analysis

Credit underwriting

Portfolio reviews

Communication skills

Team collaboration

Education

Bachelor's degree in Accounting or Finance

Tools

Microsoft Office

Job description

WesBanco, Inc. is seeking a Commercial Credit Underwriter to support underwriting for commercial requests, reviews, and loan modifications.

You will collaborate with lending and administrative staff to meet department goals, interpret financial statements, and assess creditworthiness in a regulated banking environment. Requirements include a bachelor's degree in accounting or finance and at least two years of commercial credit underwriting experience.