Commercial Credit Underwriter & Portfolio Analyst

WesBanco, Inc.; Columbus (OH); On-site; USD 70,000 - 95,000; Full time

Job summary

WesBanco, Inc. in Columbus, OH seeks an experienced Commercial Credit Underwriter to support underwriting for commercial loans, line renewals, and annual reviews.

You will analyze financial statements, cash flows, and creditworthiness to prepare recommendations for loan decisions. The role requires coordinating with lending staff, ensuring compliance with bank policies, and maintaining proficiency in banking software and MS Office.

Qualifications

• Bachelor's degree in Accounting, Finance, or related field preferred; or equivalent combination of education and/or experience.
• Minimum of two years of commercial credit underwriting and analysis or commensurate accounting or finance experience.

Responsibilities

• Underwrite commercial loan requests, modifications, and annual portfolio reviews.
• Interpret financial statements, perform cash flow and personal financial statement analysis.
• Complete credit underwriting for annual relationship reviews and line of credit renewals with minimal assistance.
• Test commercial loan covenants and assess credit worthiness and financial strength of applicants.
• Present credit decisions and loan structure to management; assist with data gathering for portfolio projects.

Education

Bachelor's degree in Accounting, Finance, or related field

Tools

Microsoft Office

Banking software

Job description

WesBanco, Inc. in Columbus, OH seeks an experienced Commercial Credit Underwriter to support underwriting for commercial loans, line renewals, and annual reviews.

You will analyze financial statements, cash flows, and creditworthiness to prepare recommendations for loan decisions. The role requires coordinating with lending staff, ensuring compliance with bank policies, and maintaining proficiency in banking software and MS Office.