Commercial Credit Underwriter & Portfolio Analyst

WesBanco, Inc.; Youngstown (OH); On-site; USD 60,000 - 85,000; Full time

Job summary

WesBanco, Inc. seeks a qualified credit underwriting professional to support its commercial lending group in Youngstown, OH.

The role focuses on underwriting loans, reviewing credit requests, and ensuring adherence to bank policies, while collaborating with lending and administrative staff to meet department goals. The candidate will interpret financial statements, perform cash flow analyses, and participate in annual relationship reviews and line of credit renewals.

Qualifications

• Underwriting and analysis of commercial credit requests and portfolio reviews.
• Interpretation of financial statements and cash flow analyses.
• Knowledge of lending standards and bank policies.

Responsibilities

• Underwrites commercial loans and line of credit requests with minimal oversight.
• Performs annual portfolio reviews and loan modifications.
• Conducts covenant testing and credit risk assessments.
• Presents credit decisions to management with supporting documentation.

Skills

Financial statement analysis

Cash flow analysis

Credit underwriting

Underwriting for annual relationship

Presentation of creditworthiness to

Banking software familiarity

Microsoft Office proficiency

Education

Bachelor's degree in Accounting, Finance, or related field

Tools

Microsoft Office

Banking software

Job description

WesBanco, Inc. seeks a qualified credit underwriting professional to support its commercial lending group in Youngstown, OH.

The role focuses on underwriting loans, reviewing credit requests, and ensuring adherence to bank policies, while collaborating with lending and administrative staff to meet department goals. The candidate will interpret financial statements, perform cash flow analyses, and participate in annual relationship reviews and line of credit renewals.