Senior Commercial Credit Underwriter

WesBanco, Inc.; Chattanooga (TN); On-site; USD 70,000 - 100,000; Full time

Job summary

WesBanco, Inc. is seeking an experienced Commercial Credit Underwriter to support underwriting for commercial loans and annual portfolio reviews. You will analyze financial statements, assess credit worthiness, and collaborate with lending staff to ensure sound credit decisions.

The role requires a Bachelor’s degree and at least two years of commercial credit underwriting experience; familiarity with banking regulations and policies is essential.

Qualifications

• Experience in commercial credit underwriting and analysis.
• Knowledge of lending standards, banking laws, and credit policies.
• Bachelor's degree preferred or equivalent combination of education/experience.

Responsibilities

• Underwrites commercial loans and annual relationship reviews.
• Analyzes cash flow and financial statements.
• Presents credit decisions to management and partners with lenders.
• Manages line of credit renewals and loan modifications.
• Supports portfolio management and related reporting.
• Collaborates with lending and administrative staff.
• Completes assigned compliance training and adheres to regulations.

Skills

Credit underwriting

Financial statement analysis

Cash flow analysis

Communication skills

Detail oriented

Education

Bachelor's degree in Accounting/Finance or related field

Tools

Microsoft Office

Banking software

Job description

WesBanco, Inc. is seeking an experienced Commercial Credit Underwriter to support underwriting for commercial loans and annual portfolio reviews. You will analyze financial statements, assess credit worthiness, and collaborate with lending staff to ensure sound credit decisions.

The role requires a Bachelor’s degree and at least two years of commercial credit underwriting experience; familiarity with banking regulations and policies is essential.