Senior Commercial Credit Underwriter

WesBanco, Inc.; Fort Wayne (IN); Presencial; USD 60.000 - 90.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health insurance

Retirement plan

Descripción de la vacante

WesBanco, Inc. in Fort Wayne, IN seeks a Credit Underwriter to support commercial lending by underwriting requests, modifications, and portfolio reviews. You will work with lending and administrative staff to meet department goals and Bank requirements.

The role emphasizes analyzing financial statements, cash flow, and creditworthiness, while ensuring compliance with banking policies and regulations. Strong communication and teamwork are essential.

Formación

• Interprets financial statements and analyzes cash flow and personal financial statements.
• Underwrites commercial loans for annual reviews, renewals and modifications with minimal assistance.
• Presents credit decisions and lending information to management.
• Learns banking policies, laws and credit procedures.

Responsabilidades

• Interprets financial statements and analyzes cash flow and personal financial statement data.
• Completes credit underwriting for annual relationship reviews, line of credit renewals and loan modifications with minimal assistance.
• Performs testing of commercial loan covenants.
• Develops initial underwriting and assesses creditworthiness and financial strength of borrowers with minimal guidance.
• Develops knowledge of lending standards, banking laws and bank credit policies and procedures.
• Gathers information needed to formulate credit decisions with bankers' collaboration.
• Presents the credit worthiness of loan applicants to management.
• Assists with data gathering and review for portfolio management projects.
• Performs other duties as assigned.

Conocimientos

Financial analysis

Credit underwriting

Regulatory knowledge

Microsoft Office

Educación

Bachelor's degree in Accounting, Finance, or related field

Descripción del empleo

WesBanco, Inc. in Fort Wayne, IN seeks a Credit Underwriter to support commercial lending by underwriting requests, modifications, and portfolio reviews. You will work with lending and administrative staff to meet department goals and Bank requirements.

The role emphasizes analyzing financial statements, cash flow, and creditworthiness, while ensuring compliance with banking policies and regulations. Strong communication and teamwork are essential.