Senior Credit Underwriter: Complex Corporate Lending

Bank of America; Chicago (IL); On-site; USD 110,000 - 200,000; Full time

Benefits offered by this job

Benefits eligible

Discretionary incentive plan

Job summary

Bank of America in Chicago seeks a Senior Credit Underwriter or Credit Underwriter II to assess credit risk, analyze borrower financials, and structure integrated credit solutions for large corporate clients. You will partner with Credit Officers and Relationship Managers to support loan decisions and ensure policy adherence.

The role requires strong analytical and communication skills, along with experience in leasing or equipment finance, and a track record of delivering robust credit

Qualifications

• Minimum 5+ yrs Leasing, Equipment Finance or Commercial Credit Experience.
• Proficient credit and risk analysis skills.
• Proficient presentation, structuring and financial statement analysis skills.
• Proficient Microsoft Office skills.
• Proficient business writing skills.

Responsibilities

• Evaluates credit worthiness and provides analysis and decisioning on credit facilities.
• Partners with Credit Officers, Relationship Management, and Risk teammates to deliver credit solutions.
• Monitors client operating performance and financial condition, identifying issues and opportunities.
• Delivers financial modeling, loan structure, industry, and economic analysis to support loan decisions.
• Ensures adherence to credit policies, guidelines, procedures, and regulatory requirements.
• Evaluates new end-user credit opportunities and risk factors.
• Partners with client-facing teammates to consult on sales opportunities.
• Underwrites new transactions, analyzes credit risk, negotiates and closes deals.
• Structures terms of leases/loans (pricing, rates, term, collateral).
• Manages credit process for a portfolio of clients, reviews financial statements, and adjusts risk ratings.

Skills

Credit risk analysis

Financial statement analysis

Underwriting

Presentation skills

Microsoft Office

Business writing

Education

Bachelor's in Finance or related

MBA/CFA preferred

High School Diploma / GED / equivalent

Job description

Bank of America in Chicago seeks a Senior Credit Underwriter or Credit Underwriter II to assess credit risk, analyze borrower financials, and structure integrated credit solutions for large corporate clients. You will partner with Credit Officers and Relationship Managers to support loan decisions and ensure policy adherence.

The role requires strong analytical and communication skills, along with experience in leasing or equipment finance, and a track record of delivering robust credit