Senior Credit Officer: Commercial Lending & Underwriting

Bank of America; Hartford (CT); Vor Ort; USD 140.000 - 210.000; Vollzeit

Zusammenfassung

Bank of America is seeking a local markets Credit Officer II to provide expert advisory in complex debt capital solutions for commercial banking clients. You will structure, negotiate, document credit analysis, and monitor portfolio performance under the guidance of Commercial Credit Executive.

The role requires 10+ years in commercial underwriting, strong financial analysis, and collaboration with client teams to drive responsible growth while ensuring compliance with policies and industry

Qualifikationen

• 10+ years of solid Commercial Banking Underwriting experience.
• Experience in financial analysis, structuring, underwriting and portfolio management.
• Strong communication skills; ability to communicate vertically, horizontally, and externally
• Industry knowledge across multiple sectors.

Aufgaben

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
• Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bank
• Manages client and prospect originations including initial credit structuring, underwriting, legal documentation review, and deal closing
• Delivers on data accuracy and quality of underwriting metrics in compliance with internal policies and procedures
• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
• Monitors assigned portfolios of client loan maturities and collaborates with Analysts to continuously recognize and address risks in a timely manner
• Escalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriate
• Participates in Regional and Market meetings to communicate credit delivery best practices and results

Kenntnisse

Collaboration

Decision Making

Loan Structuring

Underwriting

Written Communications

Analytical Thinking

Attention to Detail

Credit Documentation Requirements

Interpret Relevant Laws, Rules, andReg

Mentoring

Issue Management

Negotiation

Oral Communications

Prioritization

Risk Management

Ausbildung

BA/BS Degree Desired

Jobbeschreibung

Bank of America is seeking a local markets Credit Officer II to provide expert advisory in complex debt capital solutions for commercial banking clients. You will structure, negotiate, document credit analysis, and monitor portfolio performance under the guidance of Commercial Credit Executive.

The role requires 10+ years in commercial underwriting, strong financial analysis, and collaboration with client teams to drive responsible growth while ensuring compliance with policies and industry