Senior Commercial Credit Risk & Underwriting Lead

Bank of Marin; Rancho Cordova (CA); On-site; USD 157,000 - 228,000; Full time

Benefits offered by this job

Comprehensive health care coverage

Retirement savings plan with employer‑

Employer matching

Employee stock ownership plan

Tuition reimbursement

Employee volunteer program

Job summary

Bank of Marin is seeking a Commercial Credit Administrator to join the Credit Risk Management team in Rancho Cordova, CA. The role focuses on safeguarding the growth of the commercial loan portfolio while ensuring accurate credit risk assessments and documentation.

The position emphasizes strong underwriting, policy adherence, and collaboration with team members to support risk mitigation and efficient processes in a dynamic banking environment.

Qualifications

• Minimum 7–10 years related experience and/or training.
• Bachelor’s degree from four-year college or university.
• Strong commercial real estate and commercial & industrial underwriting skills.
• Excellent accounting knowledge as applied to credit underwriting.
• Excellent communication skills, verbal and written.

Responsibilities

• Maintain the integrity of the credit management process by enforcing Bank policies and procedures.
• Monitor CRE and C&I portfolios for weakness and implement appropriate procedures and actions.
• Approve within delegated authority Credit Recommendations and ensure credits are accurately risk graded and structured.
• Develop and implement problem loan resolution plans to enhance collectability and mitigate risk.
• Vote as a member of Internal Loan Committee.

Skills

CRE underwriting

CI underwriting

Communication skills

Team player

Accounting knowledge

Education

Bachelor's degree

Job description

Bank of Marin is seeking a Commercial Credit Administrator to join the Credit Risk Management team in Rancho Cordova, CA. The role focuses on safeguarding the growth of the commercial loan portfolio while ensuring accurate credit risk assessments and documentation.

The position emphasizes strong underwriting, policy adherence, and collaboration with team members to support risk mitigation and efficient processes in a dynamic banking environment.