Commercial Credit Administrator

Bank of Marin; Rancho Cordova (CA); On-site; USD 157,000 - 228,000; Full time

Benefits offered by this job

Comprehensive health care coverage

Retirement savings plan with employer‑

Employer matching

Employee stock ownership plan

Tuition reimbursement

Employee volunteer program

Job summary

Bank of Marin is seeking a Commercial Credit Administrator to join the Credit Risk Management team in Rancho Cordova, CA. The role focuses on safeguarding the growth of the commercial loan portfolio while ensuring accurate credit risk assessments and documentation.

The position emphasizes strong underwriting, policy adherence, and collaboration with team members to support risk mitigation and efficient processes in a dynamic banking environment.

Qualifications

• Minimum 7–10 years related experience and/or training.
• Bachelor’s degree from four-year college or university.
• Strong commercial real estate and commercial & industrial underwriting skills.
• Excellent accounting knowledge as applied to credit underwriting.
• Excellent communication skills, verbal and written.

Responsibilities

• Maintain the integrity of the credit management process by enforcing Bank policies and procedures.
• Monitor CRE and C&I portfolios for weakness and implement appropriate procedures and actions.
• Approve within delegated authority Credit Recommendations and ensure credits are accurately risk graded and structured.
• Develop and implement problem loan resolution plans to enhance collectability and mitigate risk.
• Vote as a member of Internal Loan Committee.

Skills

CRE underwriting

CI underwriting

Communication skills

Team player

Accounting knowledge

Education

Bachelor's degree

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Commercial Credit Administrator

Credit Risk Mgmt Full Time Staff Non-Sales Pell Plaza, Novato, CA, US

Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is looking for a Commercial Credit Administrator to join our Credit Risk Management team in Rancho Cordova, California. In a team-oriented environment, the Commercial Credit Administrator manages the safe growth of the Bank’s Commercial loan portfolio. Maintain a high degree of customer service while also maintaining the integrity of the credit management process by ensuring credit presentations are accurate and thorough, risk grades are accurate and timely, and loan structures are appropriate to manage risk. Support ongoing improvement in the credit process by recommending and implementing policy and procedure modifications as necessary, to meet market and regulatory changes.

Essential Job Functions:

• Maintain the integrity of the credit management process by enforcing Bank policies and procedures.
• Monitor commercial real estate portfolio and commercial and industrial portfolio for weakness and recommend and implement appropriate procedures and actions as necessary.
• Approve within delegated authority Credit Recommendations. Ensure that credits are accurately risk graded, appropriately structured, and that sources of repayment and key credit risks are accurately identified and mitigated as appropriate.
• Develop and implement problem loan resolution plans that enhance loan collectability while mitigating litigation risk.
• Approve within delegated authority Credit Recommendations and Special Action Credit Reports.
• Ensure that credits are accurately risk graded, appropriately structured, and that sources of repayment and key credit risks are accurately identified and mitigated as appropriate.
• Voting member of Internal Loan Committee.

Additional Requirements:

• Strong commercial real estate and commercial and industrial underwriting skills.
• Strong understanding of documentation of complex credits, including notes, loan agreements,
• Maintain the integrity of the credit management process by enforcing Bank policies and procedures.
• Monitor commercial real estate portfolio and commercial and industrial portfolio for weakness, and security agreements and title documents.
• Excellent communication skills, with ability to quickly understand and communicate concepts both verbally and in written form.
• Team contributor as evidenced by positive attitude towards assisting others with job responsibilities as needed and treatment of co-workers in a positive and respectful manner.
• Excellent accounting knowledge (college coursework or equivalent work experience) as applied to credit underwriting.

Professional and Educational Experience:

• Minimum 7-10 years related experience and/or training.
• Bachelor’s degree (B.A.) from four-year college or university; or equivalent combination of

  experience and/or training.

The hiring pay range for this position is $157,216 to $227,963. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.

The Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.

• comprehensive health care coverage
• a retirement savings plan with employer matching opportunity
• bank paid employee stock ownership plan
• tuition reimbursement
• employee volunteer program

Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability