Senior Commercial Credit Risk Analyst

M&T Bank Corporation; Oregon; Hybrid; USD 86,000 - 143,000; Full time

Job summary

M&T Bank is seeking a Commercial Credit Associate to assess and manage credit risk for commercial clients. The role involves underwriting new requests, monitoring loan portfolios, and ensuring compliance with credit policies and regulatory requirements.

You will work with relationship managers to maintain timely risk ratings, perform financial analysis, and prepare credit materials for approvals and ongoing credit management.

Qualifications

• Bachelor's degree in Accounting, Finance, Economics or related field.
• Strong analytical and financial modeling skills.
• Proficiency with Microsoft Office and financial data platforms.
• Strong verbal and written communication; attention to detail.

Responsibilities

• Underwrite new credit requests and modifications from screen through approval and life of the loan.
• Monitor ongoing credit risk and conduct CCM activities including annual reviews and covenant monitoring.
• Prepare internal credit analyses with risk ratings, trends, and mitigants.
• Collaborate with relationship managers to present credit recommendations and support committees.

Skills

Analytical skills

Verbal communication

Written communication

Financial analysis

Education

Bachelor's degree in Accounting, Finance, Economics or related field

Tools

Microsoft Office

Capital IQ

FactSet

Bloomberg

Job description

M&T Bank is seeking a Commercial Credit Associate to assess and manage credit risk for commercial clients. The role involves underwriting new requests, monitoring loan portfolios, and ensuring compliance with credit policies and regulatory requirements.

You will work with relationship managers to maintain timely risk ratings, perform financial analysis, and prepare credit materials for approvals and ongoing credit management.