Senior Commercial Credit Analyst | Risk & Transactions

M&T Bank Corporation; New York (NY); On-site; USD 126,000 - 209,000; Full time

Job summary

M&T Bank Corporation is seeking a Commercial Credit Senior Associate in New York, NY to assess and manage credit risk for commercial clients. The role collaborates with relationship managers and credit risk teams to underwrite new requests, monitor portfolios, and ensure policy compliance throughout the life of the loan.

The position requires a Bachelor's degree in Accounting/Finance/Economics or related field with at least 5 years’ experience in commercial credit or related financial

Qualifications

• Bachelor's degree in Accounting, Finance, Economics, or related field.
• 5 years of commercial credit or financial analysis experience.
• Strong analytical and financial modeling skills.
• Proficiency in Microsoft Office.

Responsibilities

• Underwrite new requests and modifications from deal screen through loan life.
• Spread financial statements and build financial models to assess risk.
• Monitor credit risk across commercial loan portfolio.
• Prepare independent credit quality assessments and risk ratings.
• Collaborate with relationship managers during the deal process.

Skills

Strong analytical skills

Financial modeling

Proficiency in Microsoft Office

Excellent verbal and written comm.

Education

Bachelor's degree in Accounting, Finance, Economics, or related field

5 years’ experience in commercial credit/financial analysis

9 years combined higher ed and work experience (in lieu of degree)

Tools

Capital IQ

FactSet

Bloomberg

Job description

M&T Bank Corporation is seeking a Commercial Credit Senior Associate in New York, NY to assess and manage credit risk for commercial clients. The role collaborates with relationship managers and credit risk teams to underwrite new requests, monitor portfolios, and ensure policy compliance throughout the life of the loan.

The position requires a Bachelor's degree in Accounting/Finance/Economics or related field with at least 5 years’ experience in commercial credit or related financial