Commercial Credit Senior Associate: Risk & Portfolio Manager

M&T Bank Corporation; Boston (MA); Hybrid; USD 120,000 - 199,000; Full time

Job summary

M&T Bank in Boston, MA is seeking a Senior Commercial Credit Associate to assess and manage credit risk for commercial clients. You will analyze financial statements, monitor loan portfolios, and ensure adherence to credit policies throughout the loan life cycle, working with relationship managers and credit risk teams.

Ideal candidates have a Bachelor's degree in Accounting/Finance/Economics with 5 years in commercial credit or related finance, strong analytical skills, and proficiency in

Qualifications

• Bachelor's degree in Accounting, Finance, or Economics plus 5 years in commercial credit or related financial analysis.
• In lieu of a degree, 9 years of higher education/work experience including 5 years in commercial credit.
• Strong analytical, financial modeling, and credit metrics interpretation.

Responsibilities

• Underwrite new requests and modifications from initial screen to loan life.
• Perform credit analyses and prepare independent credit quality assessments.
• Monitor portfolio credit risk with CCM activities and risk ratings.
• Collaborate with relationship managers to structure terms and conditions.

Skills

Analytical skills

Financial modeling

Credit risk analysis

Communication skills

Attention to detail

Teamwork

Microsoft Office

Education

Bachelor's degree in Accounting/Finance/Economics

9 years experience in lieu of degree

Tools

CoStar

ARGUS

Green Street

nCino

Job description

M&T Bank in Boston, MA is seeking a Senior Commercial Credit Associate to assess and manage credit risk for commercial clients. You will analyze financial statements, monitor loan portfolios, and ensure adherence to credit policies throughout the loan life cycle, working with relationship managers and credit risk teams.

Ideal candidates have a Bachelor's degree in Accounting/Finance/Economics with 5 years in commercial credit or related finance, strong analytical skills, and proficiency in