Senior CRE Commercial Credit Analyst

M&T Bank Corporation; Stamford (CT); On-site; USD 126,000 - 209,000; Full time

Job summary

M&T Bank Corporation is seeking a Commercial Credit Senior Associate in Stamford, CT to assess and manage credit risk for commercial clients. You will underwrite new requests, monitor portfolios, and ensure adherence to credit policies throughout the loan life cycle.

The role partners with relationship managers, prepares analyses, and communicates risk assessments to support sound lending decisions. Strong analytical and regulatory knowledge are essential.

Qualifications

• Bachelor's degree in Accounting, Finance, Economics, or related field.
• Strong analytical skills with proficiency in financial modeling.
• Ability to calculate and interpret financial ratios and conduct trend analyses.

Responsibilities

• Underwrite commercial credits from deal screen through approval and life of loan.
• Prepare cash flow, covenant schedules, and financial models with sensitivity analysis.
• Monitor ongoing credit risk and ensure compliance with policies and regulatory requirements.
• Interact with relationship managers to structure terms and risk mitigants.

Skills

Financial modeling

Credit analysis

Risk assessment

Excel

Education

Accounting/Finance degree

Tools

Capital IQ

FactSet

Bloomberg

Job description

M&T Bank Corporation is seeking a Commercial Credit Senior Associate in Stamford, CT to assess and manage credit risk for commercial clients. You will underwrite new requests, monitor portfolios, and ensure adherence to credit policies throughout the loan life cycle.

The role partners with relationship managers, prepares analyses, and communicates risk assessments to support sound lending decisions. Strong analytical and regulatory knowledge are essential.