Senior Commercial Credit Analyst - Lending & Analysis

Automatic Data Processing, Inc.; Lancaster (Lancaster County); On-site; USD 65,000 - 90,000; Full time

Job summary

Automatic Data Processing, Inc. in Lancaster, PA is seeking a Credit Analyst to support commercial lending decisions.

You will analyze financial statements, tax returns, credit reports, and collateral values to determine credit worthiness and report findings to the underwriting team. Responsibilities include preparing loan presentations for Loan Committee approvals, maintaining loan information in the bank's credit management software, and communicating clearly with internal stakeholders while

Qualifications

• 3+ years of banking/financial analysis experience.
• Bachelor's degree in Accounting or Finance preferred.
• Strong analytical and communication skills.

Responsibilities

• Provide lending decision information within the commercial underwriting process.
• Analyze financial statements, tax returns, credit reports, collateral valuations, and industry trends.
• Prepare loan presentations for Loan Committee approval for new applications, renewals, and modifications.
• Maintain accurate loan information in credit management software for reporting and tracking.

Skills

Analytical thinking

Financial statement analysis

Credit underwriting principles

Communication skills

Attention to detail

Banking knowledge

Education

Bachelor's degree in Accounting or Finance

Job description

Automatic Data Processing, Inc. in Lancaster, PA is seeking a Credit Analyst to support commercial lending decisions.

You will analyze financial statements, tax returns, credit reports, and collateral values to determine credit worthiness and report findings to the underwriting team. Responsibilities include preparing loan presentations for Loan Committee approvals, maintaining loan information in the bank's credit management software, and communicating clearly with internal stakeholders while