Credit Analyst

ADP; Lancaster (Lancaster County); Presencial; USD 65 000 - 90 000; Tempo integral

Resumo da oferta

Automatic Data Processing, Inc. in Lancaster, PA is seeking a Credit Analyst to support commercial lending decisions.

You will analyze financial statements, tax returns, credit reports, and collateral values to determine credit worthiness and report findings to the underwriting team. Responsibilities include preparing loan presentations for Loan Committee approvals, maintaining loan information in the bank's credit management software, and communicating clearly with internal stakeholders while

Qualificações

• 3+ years of banking/financial analysis experience.
• Bachelor's degree in Accounting or Finance preferred.
• Strong analytical and communication skills.

Responsabilidades

• Provide lending decision information within the commercial underwriting process.
• Analyze financial statements, tax returns, credit reports, collateral valuations, and industry trends.
• Prepare loan presentations for Loan Committee approval for new applications, renewals, and modifications.
• Maintain accurate loan information in credit management software for reporting and tracking.

Conhecimentos

Analytical thinking

Financial statement analysis

Credit underwriting principles

Communication skills

Attention to detail

Banking knowledge

Formação académica

Bachelor's degree in Accounting or Finance

Descrição da oferta de emprego

Credit Analyst

Credit Full Time Lancaster, PA, US

3 days ago Requisition ID: 1691

Salary Grade: Associate - Manager III

Duties: Provides all pertinent lending decision making information as required within the commercial credit underwriting process. Provides important information which will be used to determine the credit worthiness of an applicant. Analyzes a combination of financial statements, tax returns, credit reports, collateral valuations, ratio & industry/market trend, and other such information deemed appropriate. Completes spreads of financial statements through the use of the banks Commercial Credit Management software. Prepares loan presentations for Loan Committee approval for new applications, renewals, loan review and modification requests. Uses banks credit management software to maintain accurate loan information for reporting purposes and for financial tracking.

Skills: Excellent communication (written and verbal), organizational, analytical, and interpersonal skills. A thorough knowledge of bank lending principles, policies and practices including knowledge of current lending and banking laws. Moderate to advanced computer skills and proficient financial statement analysis skills. Ability to work in a fast-paced environment and meet deadlines.

Experience: A minimum of 3 years experience in banking and financial analysis.

Education: 4-year degree in Accounting or Finance preferred.