Senior Credit Analyst – Commercial Lending

Wayne Bank and Trust Co.; Manheim Township (PA); On-site; USD 60,000 - 90,000; Full time

Job summary

Wayne Bank and Trust Co. is seeking a Credit Analyst to support the commercial underwriting processes in Lancaster, PA.

The role involves analyzing financial statements, tax returns, and credit reports to determine credit worthiness and to prepare loan presentations for Loan Committee approvals. The candidate should have at least 3 years of banking/financial analysis experience and a 4-year degree in Accounting or Finance.

Qualifications

• Excellent written and verbal communication.
• Strong analytical and financial statement analysis abilities.
• Knowledge of bank lending principles, policies, and lending laws.
• Moderate to advanced computer skills.
• Ability to work in a fast-paced environment and meet deadlines.

Responsibilities

• Provides lending decision information within the commercial underwriting process.
• Analyzes financial statements, tax returns, credit reports, collateral valuations, ratios, industry/market trends.
• Prepares loan presentations for Loan Committee approval for new applications, renewals, and modifications.
• Maintains accurate loan information in credit management software for reporting and tracking.

Skills

Communication skills

Analytical skills

Interpersonal skills

Organizational skills

Financial statement analysis

Ability to meet deadlines

Education

Accounting or Finance degree

Tools

Credit management software

Job description

Wayne Bank and Trust Co. is seeking a Credit Analyst to support the commercial underwriting processes in Lancaster, PA.

The role involves analyzing financial statements, tax returns, and credit reports to determine credit worthiness and to prepare loan presentations for Loan Committee approvals. The candidate should have at least 3 years of banking/financial analysis experience and a 4-year degree in Accounting or Finance.