Senior Commercial Credit Analyst — Hybrid

Advia Credit Union; Janesville (WI); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k) with match

Parental leave

Job summary

Advia Credit Union is seeking a Commercial Credit Analyst to evaluate financial statements for loan risk, perform annual reviews, and assess credit quality. You will prepare credit analyses and loan presentations, collaborating with lenders and management to ensure policy compliance and strong customer service.

The role emphasizes deep financial analysis, collateral evaluation, and risk mitigation within a hybrid work environment. A college degree and relevant lending experience are required.

Qualifications

• Three to five years of Commercial Credit Analysis Experience.
• Minimum of three years of Commercial Lending experience.
• Knowledge of Credit Union lending and collections programs, policies, and procedures.
• Understanding of financial analysis and credit worthiness.
• Advanced knowledge of balance sheets and corporate entities; interpret financial data.

Responsibilities

• Underwrites existing and prospective commercial client requests with analytical review.
• Assesses collateral and marketability to meet policy guidelines.
• Reviews loan policy compliance throughout the lending process.
• Collaborates with commercial lenders to define credit requirements and risk mitigation.

Skills

Commercial credit analysis

Commercial lending

Credit analysis software

SBA experience

Financial analysis

Accounting standards

Creditworthiness

Balance sheet analysis

Education

College degree

Tools

Sageworks

Job description

Advia Credit Union is seeking a Commercial Credit Analyst to evaluate financial statements for loan risk, perform annual reviews, and assess credit quality. You will prepare credit analyses and loan presentations, collaborating with lenders and management to ensure policy compliance and strong customer service.

The role emphasizes deep financial analysis, collateral evaluation, and risk mitigation within a hybrid work environment. A college degree and relevant lending experience are required.