Hybrid Commercial Credit Analyst – Growth & Benefits

Advia Credit Union; Saint Clair (MI); Hybrid; USD 70,000 - 90,000; Full time

Benefits offered by this job

401(k) with company match

Life insurance

Disability coverage

Paid time off

Holidays

Parental leave

Tuition reimbursement

Free Telemedicine

EAP

Wellness initiatives

Volunteer hours

Parental Leave after 1 year

Job summary

Advia Credit Union seeks a skilled Commercial Credit Analyst to evaluate financial statements for loan risk and creditworthiness. You will prepare credit analyses and loan presentations, supporting decisions for commercial members and relationships.

Collaboration with lenders and cross-functional teams is essential to maintain policy compliance and timely reviews. The role requires 3–5 years in commercial credit analysis and lending, a college degree, and proficiency with credit analysis tools.

Qualifications

• Three to five years of Commercial Credit Analysis Experience.
• Minimum of three years of Commercial Lending experience.
• Understanding of financial analysis and credit worthiness.

Responsibilities

• Underwrites existing and prospective commercial client requests and analyzes financial statements.
• Assesses collateral offered and its marketability to meet policy guidelines.
• Reviews and ensures compliance throughout the commercial lending process.

Skills

Credit analysis

Financial analysis

Commercial lending

Analytical abilities

Education

College degree

Tools

Sageworks

Job description

Advia Credit Union seeks a skilled Commercial Credit Analyst to evaluate financial statements for loan risk and creditworthiness. You will prepare credit analyses and loan presentations, supporting decisions for commercial members and relationships.

Collaboration with lenders and cross-functional teams is essential to maintain policy compliance and timely reviews. The role requires 3–5 years in commercial credit analysis and lending, a college degree, and proficiency with credit analysis tools.