Hybrid Commercial Credit Analyst: Impact & Growth

Advia Credit Union; Beloit (WI); Hybrid; USD 65,000 - 95,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k) with company match

Life insurance

Disability insurance

Paid time off (PTO)

Paid holidays

Parental leave (after 1 year)

Tuition reimbursement

Free Telemedicine

Employee Assistance Program (EAP)

Wellness initiatives

Volunteer hours

Job summary

Advia Credit Union is seeking a Commercial Credit Analyst to evaluate financial statements and conduct risk-based lending analysis for commercial loan members. You will review income, management quality, market share, and collateral, and prepare loan presentations with credit analysis summaries.

This role emphasizes service to internal and external members and adherence to core values. The role requires 3–5 years in Commercial Credit Analysis and at least 3 years in Commercial Lending, with

Qualifications

• Three to five years of Commercial Credit Analysis experience.
• Minimum of three years of Commercial Lending experience.
• Knowledge of Credit Union lending policies and procedures.
• Strong financial analysis and accounting knowledge; interpret complex financial data.

Responsibilities

• Underwrites commercial client requests by analyzing financial statements and trends.
• Assesses collateral and marketability to ensure policy compliance.
• Reviews loan policies and approval conditions throughout the lending process.
• Collaborates with Commercial Lenders to define credit requirements and risk mitigation.
• Uses credit analysis software and maintains related records.
• Supports training of junior Commercial Credit Analyst I team members.
• Maintains professional relationships with members and other departments.

Skills

Commercial Credit Analysis

Financial Analysis

Credit Union Lending

Balance Sheet Analysis

Sageworks

SBA Experience

Education

Bachelor's degree

Tools

Sageworks

Job description

Advia Credit Union is seeking a Commercial Credit Analyst to evaluate financial statements and conduct risk-based lending analysis for commercial loan members. You will review income, management quality, market share, and collateral, and prepare loan presentations with credit analysis summaries.

This role emphasizes service to internal and external members and adherence to core values. The role requires 3–5 years in Commercial Credit Analysis and at least 3 years in Commercial Lending, with