Senior Collections Strategy Architect

TD; Oregon; Híbrido; USD 120.000 - 186.000; Jornada completa

Descripción de la vacante

TD is seeking a Senior Credit Card Collections Strategy Manager in the United States to lead end-to-end collections optimization. You will design data-driven strategies across delinquency stages, drive test-and-learn initiatives, and partner with cross-functional teams to improve cure rates and portfolio performance while ensuring regulatory compliance.

The role requires 10+ years of experience, a Bachelor's degree (Graduate degree preferred), and strong analytical and communication skills.

Formación

• Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below
• 10+ years' experience required
• Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages
• Experience with Relational Databases and ETL processes using SQL or SAS
• Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker
• Strong analytical and problem solving skills to interpret data and draw conclusions
• Flexibility to adapt to rapidly changing requirements
• Attention to detail with ability to manage multiple tasks and priorities
• Proven ability to develop and maintain productive business/peer relationships
• Excellent written and verbal communication skills
• Experience presenting to Senior Management

Responsabilidades

• Develop and execute collections strategies across delinquency stages (early through late) to improve cure and roll rates
• Partner cross-functionally to design, test, and optimize treatment strategies using data-driven insights
• Monitor strategy performance and recommend enhancements to drive sustainable improvements in customer and business outcomes

Conocimientos

Analytical thinking

Strategic thinking

Regulatory knowledge

Cross-functional collaboration

Strong communication

Educación

Bachelor's degree

Graduate degree preferred

Herramientas

SQL

SAS

SAS Enterprise Miner

FICO Model Builder

Angoss Knowledge Seeker

MS Office

Descripción del empleo

TD is seeking a Senior Credit Card Collections Strategy Manager in the United States to lead end-to-end collections optimization. You will design data-driven strategies across delinquency stages, drive test-and-learn initiatives, and partner with cross-functional teams to improve cure rates and portfolio performance while ensuring regulatory compliance.

The role requires 10+ years of experience, a Bachelor's degree (Graduate degree preferred), and strong analytical and communication skills.