Senior Business Development Officer – Commercial Banking

Fidelity Bank; Atlanta (GA); On-site; USD 90,000 - 130,000; Full time

Job summary

Fidelity Bank in Atlanta, GA seeks a Senior Business Development Officer I to lead business banking relationships and drive loan and deposit growth. The role emphasizes effective sales, targeted development efforts, and community involvement in the designated market.

The candidate should have a bachelor’s degree with extensive experience in commercial lending and credit, plus strong analytical and networking skills to expand the bank’s footprint and revenue streams.

Qualifications

• Bachelor’s degree with 6 years of experience in commercial lending, credit, and business development or an equivalent combination of education and experience.
• In-depth knowledge of commercial lending, ability to evaluate cash flow and collateral.
• Advanced financial analysis, strong credit underwriting, and analytical skills.
• Excellent communication skills, oral and written.
• Thorough understanding of loan laws and regulations.

Responsibilities

• Achieves annual deposit, loan and referral sales results by developing new client relationships through networking with existing customers, leveraging COIs and making prospecting calls.
• Interview potential loan customers and process loan requests.
• Create a Personal Business Development Plan for the designated area, including profitable business and retail relationships.
• Partner with Branch Manager to ensure quality relationship building and referrals.
• Represent the Bank within the community by developing and promoting additional business and serving as an officer with a community organization.
• Manage a portfolio of commercial loans and prepare credit packages for review and approval by credit partners.
• Perform loan-servicing duties to ensure conformity with loan terms and conditions.

Skills

Commercial lending

Credit analysis

Business development

Financial analysis

Communication skills

Underwriting

Education

Bachelor's degree

Job description

Fidelity Bank in Atlanta, GA seeks a Senior Business Development Officer I to lead business banking relationships and drive loan and deposit growth. The role emphasizes effective sales, targeted development efforts, and community involvement in the designated market.

The candidate should have a bachelor’s degree with extensive experience in commercial lending and credit, plus strong analytical and networking skills to expand the bank’s footprint and revenue streams.