Senior Backend Engineer - Financial AI Platform

Rippling; San Francisco (CA); On-site; USD 168,000 - 280,000; Full time

Benefits offered by this job

Equity

Competitive salary

Benefits

Job summary

Rippling, headquartered in San Francisco, is seeking a Senior Software Engineer for the Financial AI Product Team to build AI-powered capabilities across onboarding, payments, reconciliation, and compliance. You will design backend systems, data models, APIs, and workflows for complex financial domains, balancing determinism with machine-learning components and strong reliability.

Collaborate with product, design, operations, and platform teams to scale practical AI at scale while maintaining

Qualifications

• Strong software engineering fundamentals, production systems experience.
• Experience designing backend systems, data models, APIs, or platform infrastructure.
• Good judgment on reliability, correctness, edge cases, and risk.
• Interest in applied AI, LLMs, agents, evals, retrieval, or AI-assisted workflows.
• Ability to reason when to use AI vs deterministic systems and to build guardrails.
• Product sense in ambiguous problems and ability to work with product teams to turn workflows into software.
• Ownership mindset from problem to rollout and iteration.

Responsibilities

• Build AI-powered capabilities for financial workflows like onboarding, data ingestion, reconciliation, validation, and review.
• Design systems that combine model-driven reasoning with deterministic financial execution.
• Create workflows that trace values to source evidence and prevent invalid execution.
• Develop ingestion/normalization for messy exports and provider formats.
• Build evals, testing, observability, and feedback loops for AI quality in critical workflows.
• Partner with product, design, operations, compliance, and platform teams to turn AI opportunities into product capabilities.
• Prototype quickly and scale successful solutions into reusable platform primitives.
• Set engineering standards for correctness, auditability, security, reliability, and production safety.

Skills

Backend systems

APIs

Reliability

AI/ML interest

Tools

LLMs

Job description

Rippling, headquartered in San Francisco, is seeking a Senior Software Engineer for the Financial AI Product Team to build AI-powered capabilities across onboarding, payments, reconciliation, and compliance. You will design backend systems, data models, APIs, and workflows for complex financial domains, balancing determinism with machine-learning components and strong reliability.

Collaborate with product, design, operations, and platform teams to scale practical AI at scale while maintaining