Senior AI-Enabled Backend Engineer - Financial Systems

Rippling; San Francisco (CA); On-site; USD 168,000 - 280,000; Full time

Job summary

Rippling is hiring a Senior Software Engineer, Backend Full Stack for its Financial AI Product. You will build AI-powered financial workflows, balancing model-driven reasoning with deterministic execution and ship production-grade software at scale.

You will collaborate with product, design, operations, and platform teams to turn messy real-world workflows into reliable product capabilities, ensuring reliability and security. This on-site role offers competitive compensation and equity.

Qualifications

• Experience building production systems at meaningful scale.
• Backend design, data models, APIs, or platform infra for complex domains.
• Strong reliability and operational risk judgment.
• Interest in applied AI, LLMs, agents, evals, or AI-assisted workflows.
• Ability to reason where AI should help vs deterministic systems.
• Ownership from problem to rollout and iteration.

Responsibilities

• Build AI-powered features for complex financial workflows including onboarding, reconciliation, validation, and exception handling.
• Design systems blending model-driven reasoning with deterministic execution.
• Create workflows tracing values to source evidence and preventing unsafe execution.
• Develop ingestion/normalization for messy exports and varied formats.
• Implement evals, testing, observability, and feedback to measure AI quality.
• Collaborate with product, design, ops, compliance, and platform teams to identify AI opportunities and deliver reliable capabilities.
• Prototype quickly, scale successful solutions into reusable primitives.
• Set engineering standards for correctness, auditability, security, and production safety in AI products.

Skills

Production systems

Backend design

Reliability

AI/ML interest

Cross-functional collaboration

Tools

APIs

Data modeling

Job description

Rippling is hiring a Senior Software Engineer, Backend Full Stack for its Financial AI Product. You will build AI-powered financial workflows, balancing model-driven reasoning with deterministic execution and ship production-grade software at scale.

You will collaborate with product, design, operations, and platform teams to turn messy real-world workflows into reliable product capabilities, ensuring reliability and security. This on-site role offers competitive compensation and equity.