Senior Backend Engineer for AI-Driven Financial Platforms

Rippling; San Francisco (CA); On-site; USD 168,000 - 280,000; Full time

Job summary

Rippling is hiring a Senior Software Engineer for the Financial AI Product Team in San Francisco. You will help define how AI becomes a core part of financial product and infrastructure, working across onboarding, reconciliation, and orchestration of complex workflows.

You’ll design backend systems, guardrails, and scalable AI-enabled features for our growing platform. You will collaborate with product, design, operations, compliance, and platform teams to turn ambiguous problems into robust,

Qualifications

• Strong software engineering fundamentals and experience building production systems at scale.
• Experience designing backend systems, data models, APIs, or platform infrastructure for complex domains.
• Strong judgment around reliability, correctness, edge cases, and operational risk.
• Interest in applied AI, LLMs, agents, evals, retrieval, or AI-assisted workflows.
• Ability to reason where AI should be used vs deterministic systems with guardrails.
• Product sense and comfort operating in ambiguous problem spaces.

Responsibilities

• Build AI-powered product capabilities for complex financial workflows such as onboarding, data ingestion, reconciliation, validation, exception handling, and operational review.
• Design systems that combine model-driven reasoning with deterministic financial execution.
• Build workflows that trace financial values back to source evidence and surface gaps.
• Create ingestion and normalization systems for messy exports and varied formats.
• Develop evals, testing harnesses, observability, and feedback loops to measure AI quality.
• Partner with product, design, operations, compliance, and platform teams to identify AI opportunities.
• Prototype quickly and scale successful solutions into reusable product and platform primitives.
• Help set engineering standards for correctness, auditability, security, and production safety in AI-enabled products.

Skills

Software engineering

Backend system design

Reliability and risk

Applied AI interest

Product sense in ambiguity

Cross-functional collaboration

Job description

Rippling is hiring a Senior Software Engineer for the Financial AI Product Team in San Francisco. You will help define how AI becomes a core part of financial product and infrastructure, working across onboarding, reconciliation, and orchestration of complex workflows.

You’ll design backend systems, guardrails, and scalable AI-enabled features for our growing platform. You will collaborate with product, design, operations, compliance, and platform teams to turn ambiguous problems into robust,