Senior AI-Driven FinTech Engineer

Rippling; New York (NY); Hybrid; USD 180,000 - 280,000; Full time

Benefits offered by this job

Equity

Benefits

Job summary

Rippling is hiring a Senior Software Engineer for the Financial AI Product Team in New York. You will build AI-powered capabilities across onboarding, reconciliation, and financial workflows, blending model-driven reasoning with deterministic execution.

You will ensure reliability, auditability, and security while partnering across product, design, operations, and compliance. You will drive prototype work in ambiguous areas, scale successful solutions, and help set the bar for production-grade

Qualifications

• Strong software engineering fundamentals for production systems.
• Experience designing backend systems, data models, APIs, workflows, or platform infra for complex domains.
• Good judgment on reliability, edge cases, and operational risk.
• Interest in applied AI, LLMs, agents, evals, retrieval, or AI-assisted workflows.
• Ability to reason where AI should be used and where deterministic systems take over.
• Product sense and comfort operating in ambiguous problem spaces.

Responsibilities

• Build AI-powered product capabilities for complex financial workflows (onboarding, data ingestion, reconciliation, validation, exception handling).
• Design systems that combine model-driven reasoning with deterministic financial execution.
• Create workflows tracing values to source evidence and preventing faulty execution.
• Develop ingestion/normalization for messy exports and provider formats.
• Develop evals, testing, observability, and feedback loops for AI in critical workflows.
• Partner with product/design/operations/compliance/platform to scale AI opportunities into product capabilities.
• Prototype quickly in ambiguous areas and scale successful solutions into reusable primitives.
• Set engineering bar for correctness, auditability, security, reliability, and production safety in AI-enabled products.

Skills

Software engineering

Backend design

AI/ML interest

Reliability

Product sense

Tools

APIs

Data models

Platform infra

Job description

Rippling is hiring a Senior Software Engineer for the Financial AI Product Team in New York. You will build AI-powered capabilities across onboarding, reconciliation, and financial workflows, blending model-driven reasoning with deterministic execution.

You will ensure reliability, auditability, and security while partnering across product, design, operations, and compliance. You will drive prototype work in ambiguous areas, scale successful solutions, and help set the bar for production-grade