Senior Backend Engineer - AI-Powered Financial Workflows

Rippling; Seattle (WA); On-site; USD 168,000 - 280,000; Full time

Job summary

Rippling is seeking a Senior Software Engineer for its Financial AI Product Team. You will help define how AI becomes a core part of financial product and infrastructure, working on AI-powered workflows spanning onboarding, payments, reconciliation, and compliance.

You will collaborate with product, design, operations, compliance, and platform teams to prototype quickly, scale solutions, and set engineering standards for correctness, auditability, security, and production safety in AI-enabled

Qualifications

• Strong software engineering fundamentals.
• Experience designing backend systems, data models, APIs, workflows, or platform infrastructure.
• Strong judgment around reliability, correctness, edge cases, and operational risk.
• Interest in applied AI, LLMs, agents, evals, retrieval, structured extraction, or AI-assisted workflows.
• Ability to reason about where AI should be used and how to build guardrails around model-driven workflows.
• Product sense and comfort operating in ambiguous problem spaces.
• Ability to partner with product managers, domain experts, operations teams, and engineers to turn messy real-world workflows into scalable software.
• High-ownership mindset from problem to rollout and iteration.

Responsibilities

• Build AI-powered product capabilities for complex financial workflows such as onboarding, data ingestion, reconciliation, validation, exception handling, and operational review.
• Design systems that combine model-driven reasoning with deterministic financial execution.
• Create workflows that trace financial values back to source evidence and surface gaps.
• Develop ingestion and normalization systems for messy exports and varied formats.
• Develop evals, testing harnesses, observability, and feedback loops to measure AI quality.
• Partner with product, design, operations, compliance, and platform teams to identify AI opportunities and convert them into reliable capabilities.
• Prototype quickly and scale successful solutions into reusable primitives.
• Set engineering standards for correctness, auditability, security, reliability, and production safety in AI-enabled products.

Skills

Software engineering

Backend design

Reliability & correctness

Applied AI interest

Guardrails for AI workflows

Product sense

Ownership mindset

Cross-functional collaboration

Job description

Rippling is seeking a Senior Software Engineer for its Financial AI Product Team. You will help define how AI becomes a core part of financial product and infrastructure, working on AI-powered workflows spanning onboarding, payments, reconciliation, and compliance.

You will collaborate with product, design, operations, compliance, and platform teams to prototype quickly, scale solutions, and set engineering standards for correctness, auditability, security, and production safety in AI-enabled