Senior Automotive Credit Analyst - Hybrid

Hyundai Capital; Irvine (CA); Hybrid; USD 95,000 - 135,000; Full time

Benefits offered by this job

Hybrid work arrangement

Vehicle allowance & discounts

Health coverage

HSA contributions

401(k) with match

Life & disability insurance

Wellbeing resources

Leadership programs

Volunteer time off

Charitable donation

Job summary

Hyundai Capital America (HCA) is seeking a Sr. Commercial Credit Analyst to conduct comprehensive credit reviews of financing proposals and oversee funding for flooring lines. This role reports to the Sr.

Manager, Commercial Credit and works closely with Sales, dealers, and portfolio teams to ensure accurate underwriting and timely actions. Requirements include 4–6 years in automotive finance credit analysis, a business-related Bachelor’s degree, and strong MS Office skills.

Qualifications

• 4-6 years of automotive finance credit analysis experience.
• Knowledge of financial statements preferred.
• Bachelor’s degree in Business or related field.
• Ability to develop credit and financial skills in an analytically challenging environment.
• Solid time management and prioritization skills, high attention to detail, and the ability to multitask.
• Proficiency in Microsoft Office Suite, including Word, Excel, and Outlook.
• Strong written and verbal communication skills.

Responsibilities

• Review incoming credit requests for completeness and partner with Sales and dealers to resolve deficiencies and financial statement questions.
• Ensure financial statements and adjustments are accurately reported in Crowe Navigator and complete quality underwriting packages within established time frames.
• Provide Legal with accurate information for document preparation and review term sheets and loan documents for accuracy and proper execution.
• Oversee the funding process for new flooring lines and loans, ensuring they are accurately established in all required systems.
• Assist the Commercial Portfolio Team with annual reviews, monthly dealer reviews, financial statement entry, audit issues, and insurance follow-up.
• Contribute to Commercial Credit initiatives and process improvements.

Skills

Automotive credit analysis

Financial statement analysis

Time management

Communication skills

Multitasking

Detail oriented

MS Office suite

Education

Bachelor’s degree in Business or related field

Tools

Microsoft Office Suite

Job description

Hyundai Capital America (HCA) is seeking a Sr. Commercial Credit Analyst to conduct comprehensive credit reviews of financing proposals and oversee funding for flooring lines. This role reports to the Sr.

Manager, Commercial Credit and works closely with Sales, dealers, and portfolio teams to ensure accurate underwriting and timely actions. Requirements include 4–6 years in automotive finance credit analysis, a business-related Bachelor’s degree, and strong MS Office skills.