Field-Driven Senior Dealer Credit Examiner Lead

Hyundai Capital; Irvine (CA); On-site; USD 150,000 - 230,000; Full time

Benefits offered by this job

Medical, dental, and vision plans

Annual employer HSA contribution

401(k) matching and immediate vesting

Vehicle purchase and lease discounts

Weekly vehicle allowances by job level

100% employer-paid life and disability

Six weeks of paid parental leave

Paid Volunteer Time Off

Job summary

Hyundai Capital America is seeking a Senior Manager, Dealer Credit Examiner to conduct on-site financial reviews of automobile dealerships nationwide, traveling across the U.S. to assess cash flow, liquidity, and working capital.

You will deliver independent analyses to Commercial Risk and Credit leadership while remaining independent of underwriting decisions. This is a high-visibility, field-based role requiring sound judgment and leadership.

Qualifications

• 8+ years of commercial credit, financial analysis, field exams, or risk oversight.
• Bachelor’s degree in Accounting, Finance or related field.
• CPA, CFE or CFA a plus.
• Deep understanding of cash flow, liquidity, and working capital.
• Strong experience with Credit risk grading frameworks.
• Clear, confident communicator with strong judgment.
• Ability to travel and conduct assessments on site at dealer locations.

Responsibilities

• Conduct on-site financial reviews of new and existing commercial borrowers.
• Review books, records, accounting systems, and bank activity for accuracy and reliability.
• Analyze cash flow, liquidity, working capital, and balance sheet integrity.
• Perform bank reconciliations and assess true available cash.
• Identify financial weaknesses, trends, and risk indicators.
• Recommend financial statement and working capital adjustments.
• Prepare concise field examination and credit review reports.
• Support risk grading, watchlist/criticized asset decisions.
• Provide independent financial analysis for workouts, restructurings, and special situations.
• Partner with Commercial Risk, Credit, and Legal while maintaining second-line independence.

Skills

Commercial credit

Financial analysis

Field exams

Risk oversight

Communication

Travel on-site assessments

Education

Bachelor’s degree in Accounting or Finance

CPA/CFE/CFA a plus

Job description

Hyundai Capital America is seeking a Senior Manager, Dealer Credit Examiner to conduct on-site financial reviews of automobile dealerships nationwide, traveling across the U.S. to assess cash flow, liquidity, and working capital.

You will deliver independent analyses to Commercial Risk and Credit leadership while remaining independent of underwriting decisions. This is a high-visibility, field-based role requiring sound judgment and leadership.