Senior Audit Lead, Consumer Lending (Cards & Loans)

Capital One; Deerfield (IL); Hybrid; USD 138,000 - 158,000; Full time

Job summary

Capital One is seeking an Audit Manager to lead large audits in Consumer Lending (Credit Cards and Personal Loans). The role emphasizes independence, governance, and risk management, with collaboration across analytics, compliance, model, data, credit, and technology audit teams.

Hybrid work model with three days in-office; strong emphasis on data analytics, AI, and building influential partnerships to deliver value-added insights and sustainable remediation.

Qualifications

• Bachelor’s Degree or military experience is required.
• At least 5 years of auditing, compliance, or risk management experience.
• At least 3 years leading audit engagements or acting as auditor-in-charge.

Responsibilities

• Plan, perform, and lead large, complex audits across Consumer Lending.
• Manage multiple tasks and deadlines with independence.
• Supervise audit team members and provide coaching.
• Execute audit procedures and validate issue remediation.
• Assess findings, exposures, and emerging trends.
• Leverage data analytics and AI during planning, fieldwork, and reporting.
• Communicate scope, risks, and recommendations clearly.
• Develop relationships with business and audit partners.
• Contribute to annual audit plan through risk assessments.

Skills

Critical thinking

Objective insight

Agile learner

Organized & detail-oriented

Adapt to change

Data analytics mindset

Relationship building

Coaching & mentorship

Education

Bachelor’s Degree or military experience

Master’s Degree in Accounting/Finance/Economics or MBA

CIA/CPA/CRCM certification

Tools

Data analytics tools

AI technologies

Job description

Capital One is seeking an Audit Manager to lead large audits in Consumer Lending (Credit Cards and Personal Loans). The role emphasizes independence, governance, and risk management, with collaboration across analytics, compliance, model, data, credit, and technology audit teams.

Hybrid work model with three days in-office; strong emphasis on data analytics, AI, and building influential partnerships to deliver value-added insights and sustainable remediation.