Senior Audit Lead, Consumer Lending (Cards & Personal Loans)

Capital One; Plano (TX); Hybrid; USD 138,000 - 158,000; Full time

Job summary

Capital One is seeking an Audit Manager for Consumer Lending (Credit Card & Personal Loans) in a hybrid role based in Plano, TX. You will plan, perform, and lead large audits, supervise teams, and leverage data analytics to identify risks and drive remediation across the lending portfolio.

The role requires 5+ years in auditing or risk management, with 3+ years in leading engagements. A Bachelor's degree is required; a Master’s/MBA and professional certifications are preferred.

Qualifications

• Bachelor's Degree or military experience required.
• 5+ years of auditing, compliance, or risk management experience.
• 3+ years of leading audit engagements or auditor-in-charge.

Responsibilities

• Plan, perform, and lead large audits across Consumer Lending (Credit Card & Personal Loans).
• Oversee multiple audits and administrative tasks with deadlines.
• Supervise audit team, provide training and coaching.
• Execute audit procedures, identify issues, and document processes.
• Communicate risks, scope, and recommendations to stakeholders.
• Leverage data analytics and AI tools during planning and reporting.
• Develop annual audit plan through ongoing risk assessments.

Skills

Critical thinking

Agile learning

Organized and detail-oriented

Adaptable to change

Data analytics

Relationship builder

Mentor and culture carrier

Education

Bachelor's degree or military experience

Master's degree / MBA (preferred)

CIA / CPA / CRCM (preferred)

Tools

Data analytics tools

Job description

Capital One is seeking an Audit Manager for Consumer Lending (Credit Card & Personal Loans) in a hybrid role based in Plano, TX. You will plan, perform, and lead large audits, supervise teams, and leverage data analytics to identify risks and drive remediation across the lending portfolio.

The role requires 5+ years in auditing or risk management, with 3+ years in leading engagements. A Bachelor's degree is required; a Master’s/MBA and professional certifications are preferred.