Senior ACH Product Leader: Modernization & Strategy

TRS Recovery Services; Berkeley Heights (NJ); On-site; USD 120,000 - 198,000; Full time

Job summary

Fiserv is seeking a Senior ACH Product Manager in the U.S. to shape the ACH payments portfolio, define strategy, modernization, and delivery of scalable capabilities for financial institutions and commercial customers.

You will lead cross-functional teams across technology, operations, sales, client teams, risk, and compliance to turn market needs into measurable business outcomes, with a focus on origination, receipt, and settlement processes.

Qualifications

• 7+ years of experience in product management, payments, fintech, treasury, banking, or related field.
• Strong knowledge of U.S. ACH payments and Nacha ecosystem.
• Experience developing product strategies, roadmaps, and requirements for complex technology products.
• Understanding of payment processing, clearing, settlement, risk, and fraud.
• Experience working with financial institutions and enterprise payment platforms.
• Strong client engagement, communication, and stakeholder-management skills.
• Ability to work effectively across product, technology, operations, sales, risk, and compliance teams.
• Bachelor's degree or equivalent relevant experience.

Responsibilities

• Define and execute the U.S. ACH product strategy and roadmap, balancing client needs, market opportunities, regulatory requirements, and modernization priorities.
• Serve as a product and market expert for ACH payments, including origination, receipt, returns, exceptions, settlement, risk, and fraud.
• Stay current on Nacha, the Federal Reserve, financial institutions, fintechs, and the broader U.S. payments ecosystem.
• Partner with technology, architecture, and product owners to translate strategy into prioritized product capabilities and requirements.
• Engage directly with financial institutions to understand their payments strategies, challenges, and emerging needs.
• Drive modernization focused on scalability, resiliency, automation, integration, and operational efficiency.
• Partner with Sales and Client Management on strategic opportunities, client retention, adoption, and growth.
• Develop business cases and investment priorities based on client value, market opportunity, risk, and business impact.
• Collaborate across ACH and adjacent payment capabilities to support a broader multi-rail money movement strategy.

Skills

7+ years experience

ACH payments

Roadmaps

Requirements gathering

Cross-functional collaboration

Stakeholder management

Education

Bachelor's degree

Job description

Fiserv is seeking a Senior ACH Product Manager in the U.S. to shape the ACH payments portfolio, define strategy, modernization, and delivery of scalable capabilities for financial institutions and commercial customers.

You will lead cross-functional teams across technology, operations, sales, client teams, risk, and compliance to turn market needs into measurable business outcomes, with a focus on origination, receipt, and settlement processes.